Fast and simple loans in minutes
Solve a cash crunch in 3 quick and easy steps with ConsumerNetwork's leading lender network and loan connecting technology.
Online Form
Take a few minutes to complete our secure online form and receive a response in real-time. Our form is optimized for the perfect experience on any device, allowing you to request a loan from home or on the go.
Sign For Your Loan
ConsumerNetwork connects you with a lender from our network. Once a lender is found, you can review and sign your loan agreement electronically to finalize your loan on the spot.
Collect Your Funds
Connected loan requests are funded and available from your bank account as soon as the next business day.

Personal Loan Rates & Fees
The cost of a personal loan varies based on factors related to your request, including the state you reside in, the lender you are connected with, how much you are borrowing, and the repayment terms of the loan. Your credit score may also be taken into consideration.
Typical Personal Loan Terms
While specific terms of personal loans will vary depending on our state, your lender and you specific circumstances, below is a general range of common terms.
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Loan amount: $300 - $5,000
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Lending period: 6 - 72 months
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Payment frequency: Once a month or twice a month
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APR: Will vary based on your credit score, repayment history and other factors
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Prepayment penalty: None
Personal Loan Examples
Amount | Period | APR | Monthly | Total Paid |
---|---|---|---|---|
$2,000 | 24 month | 12% | $94.15 | $2,259.60 |
$2,000 | 24 month | 24% | $105.74 | $2,537.76 |
$2,000 | 24 month | 35.99% | $118.09 | $2,834.16 |
Ready to get started?
Borrow up to $3,000 in real-time and experience a difference sooner than you think.
Frequently Asked Questions
View All FAQs
What is a Personal Loan and what can I use it for?
A Personal Loan is a loan usually meant for personal, family or household purposes. These types of loans are unsecured, meaning that it is not necessary to have any form of collateral such as property. All that is required is proof of your identity and a regular source of income. Personal Loans are typically repaid in fixed monthly payments.
There are no specific limitations on how a personal loan can be used. Once you've been connected, you are free to use the funds as you desire. Below are some common uses:
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Debt Consolidation
If you are carrying a large amount of debt from previous loans, a personal loan can be used to consolidate your payments into one easy monthly payment with lower interest rate. Doing so can save you lot of money.
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Repairs and Renovations
Been putting off a major repair to your car or home? Or are you in need of renovating your kitchen to increase its value? A personal loan can be used to get the job done under affordable terms you are able to handle.
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Major & Unexpected Expenses
Life's unpredictability can have a serious impact on your finances. Unexpected medical bills, major car repairs or an emergency can all be reasons to utilize a personal loan.
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Personal Needs
The beauty of a personal loan is that it is completely flexible. There are no restrictions to what you can use it for.
Can I receive a loan with bad credit?
At consumernetwork.group, we believe that everyone deserves access to credit. Although credit is one aspect of your loan request that is assessed, our lenders consider a broad range of criteria to determine your eligibility, including your personal information, employment and state of residence. We work with lenders that provide loans for those with excellent credit, average credit or poor credit. Even if you are in the process of rebuilding your credit, you can still qualify for a loan with us.
I've been connected with a lender - when will I receive my funds?
Once we have connected you with a lender, consumernetwork.group will direct you to their site where you will receive instructions on how to finalize your loan. Once you have signed for your loan your funds are released. Funds are typically received in your bank account as soon as the next business day.
Can I only make a loan request during business hours?
consumernetwork.group accepts loan requests at any time of day, 7 days a week. Our network of lenders is open at all times, unlike conventional banks that are only open during business hours. Once you are connected on our site, you will receive instructions on how to finalize your loan with your lender.
Is it possible to get an extension on my loan?
Most lenders offer loan extensions and alternative repayment options in special circumstances. We recommend that you contact your lender directly to discuss the options available to you.